Quarry Slate

mark here · before you cut

What you're paid isn't what you keep. Count the waste rock first.

Quarry Slate is a small reference for people adding a second, smaller income to a full-time job. We don't sell courses, tools or coaching. Quarry workers know that most of a hillside never leaves as usable slate. Side income works the same way: fees, costs, tax and unpaid hours all come off before anything reaches you. We show where the cuts fall.

See the block split ↓

the block

Split the block before you judge the job.

Take the full amount a client or buyer pays and think of it as a slab of slate. Each cost splits off a layer. Platforms take a commission. Payment services take a smaller cut. Materials, packaging, fuel or postage come off next. Then a part should be put aside for tax, because side income is usually taxable.

What's left is the block you keep. Divide it by all the hours the job took, including the unpaid ones: messages, quotes, travel, revisions, trips to the post office. That figure, not the price on the listing, tells you whether the work is worth your evenings.

A slate block of everything received for a job, split into layers. From the top: platform fee, payment processing, materials and travel, and a tax set-aside are cut away. The largest layer at the bottom is what you keep.Platform fee · 10–20Payment processing · 2–5Materials, postage, travel · 0–15Tax set-aside · depends on where you liveWhat you keepthe block you take home
Layer sizes are illustrative and differ by country, platform and kind of work.

yield sheet

Where the waste rock comes from.

This sheet lists common kinds of side work by the costs that come off and the unpaid hours they bring. We don't list pay: rates vary too much by country, platform and experience to print a number honestly.

Six kinds of side work, by what comes off before you keep anything
WorkCosts that come offUnpaid hoursWhere they go
Reselling secondhand itemsMarketplace fees, packaging, postagehighPhotos, listings, buyer questions, post office trips, returns
Delivery through an appFuel, maintenance, mobile data, insurancemediumWaiting between orders, travel back from drop-offs
Freelance graphic designSoftware subscriptions, platform commissionmediumProposals, revisions, invoicing, chasing payment
Tutoring through a platformPlatform commissionlowPreparing lessons, rescheduling
Selling handmade goods at marketsStall fees, materials, transportvery highMaking stock, setting up and packing down the stall
Remote data tasksFew direct costslowQualification tests, waiting for tasks to appear

fault lines

Where the stone tends to break.

None of these are reasons to stay out of the quarry. They're what readers wish they had marked before the first cut.

  • FEES

    Small cuts add up.

    Commission, payout fees and currency conversion each look minor. Add them together before setting a price.

  • TAX

    Put the tax layer aside first.

    Side income is usually taxable. Setting aside a share of each payment avoids a hard surprise. Your tax authority explains the rules.

  • FATIGUE

    Tired hands make more waste.

    Work done exhausted takes longer and needs redoing. Count that time too.

  • CONTRACT

    Check who owns the quarry.

    Your employment contract may limit outside work or competing activity. Read it and ask HR about anything unclear.

  • FRAUD

    Nobody honest charges you to dig.

    Anyone asking for a fee, a kit purchase, or help moving money is not offering work. Walk away and report it.

site office

Write to the site office.

Corrections, questions and costs we've missed go to support@quarryslate.online. A person reads every message and replies within a few working days.

Quarry Slate is educational. It isn't financial, tax or legal advice and doesn't promise any result. Read the disclaimer.

longer notes